Time-Sensitive · Foreclosure

Facing Foreclosure? Stop the auction. Protect your credit.

You still have options. Property Royals buys houses for cash and can close before your auction date. Stop the foreclosure, protect your credit, and walk away with cash in your pocket.

  • Close in as little as 7 daysWe move on your timeline — even when the auction is next week.
  • Fair cash offer in 24 hoursNo appraisals, no inspections, no lender delays.
  • Protect your creditStop the foreclosure on your record before it sticks for 7 years.
Or call (832) 377-1375
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Get Your Fair Offer

Tell us your situation — we'll respond within 24 hours.

Live Case1:20
Blake HawkinsFounder · Property Royals
Real Case · Willis, TX

Auction was 7 days away. We closed first.

A Willis homeowner called us seven days before her courthouse sale. We closed in seven days — foreclosure stopped, debt paid off, and cash in her pocket at closing.

Days to Auction
7when called
Closed In
7days
Walked With
Cash+ no foreclosure

“Not only did they prevent the foreclosure — they actually made money at closing.”

— Blake Hawkins, Founder · Property Royals
Tell Us About Your Situation
Texas Foreclosure Timeline

How a Texas foreclosure unfolds — and where you can still act.

Texas is a non-judicial state, so the lender doesn't need a court date. Here's the timeline so you can plan around it.

1
Notice of Default
Day 1+

After 30 days late, the lender reports the missed payment and starts the formal default process. You typically have ~120 days to catch up.

2
Notice of Sale
Day 90+

Lender publishes the notice of sale. Texas law requires at least 21 days from publication to auction.

3
Auction Date
First Tuesday

Property is sold on the courthouse steps on the first Tuesday of the month. After this, it's too late.

Your three options

Foreclosure isn't your only path — and it's the worst one.

Refinancing won't happen if you're behind on payments. A short sale takes too long. Cash sale is the fastest, most certain way to stop the auction.

Foreclosure

Do nothing
  • Credit drops 100–150+ points for 7 years
  • Lose the home and any equity built up
  • May owe a deficiency to the lender
  • Lender controls the sale, not you
Equity recovered: $0

Short Sale

Lender-approved discount
  • 3–6 months for lender approval
  • Usually nets the seller $0
  • Still hits credit, less severe
  • Extensive paperwork and waiting
Equity recovered: Usually $0
Recommended

Cash Sale

Property Royals
  • Close in 7–30 days, before auction
  • Keep proceeds above mortgage payoff
  • No fees, no commissions, sell as-is
  • You control the timeline and terms
Equity recovered: Up to 70% of value
How a cash sale stops foreclosure

Three steps — from offer to auction cancelled.

The mechanic is simpler than the realtor route. We pay the lender, the trustee cancels the sale, and you walk.

1. Cash offer

Within 24 hours. No financing contingency, no inspection waiver.

2. Pay off lender

Lender receives the full payoff at closing and releases the foreclosure.

3. Auction cancelled

Trustee removes the auction from the docket. Your credit stays intact.

Run the numbers

What you walk away with — before the auction takes it.

Most homeowners are surprised how much equity they can still pull out. The 70% offer factor is what we pay on average.

Estimate your take-home

Drag to match your situation. Real numbers.

Estimated cash to you
$11,000
Estimate only. Actual offer based on full evaluation.
Where we buy

Local foreclosure help in Houston and San Antonio.

Foreclosure laws are statewide in Texas, but we know the courthouses, trustees, and timelines for each metro.

Harris County + suburbs

Houston

Foreclosure auctions held the first Tuesday of every month at the Family Law Center.

Get a cash offer
Bexar County

San Antonio

Bexar County Courthouse auctions held first Tuesday. We close before the gavel.

Get a cash offer
Foreclosure FAQ

Common questions before you call

No judgment. We've answered these hundreds of times.

If you contact us immediately and have clear title, yes. We can move very fast — sometimes within 7 days. The longer you wait, the tighter the window gets. If your auction is in 2 weeks, we might make it. If it's in 3 days, we probably can't. Call us as soon as you know the auction date.
If you owe more than the house is worth, a short sale becomes necessary. We work with lenders on short sales, but they take longer (30–90 days) than a standard cash purchase because the lender has to approve the discounted payoff. This might still be faster than foreclosure, and it's cleaner for your credit.
No. A normal sale — cash or otherwise — doesn't affect your credit. What damages your credit is missing mortgage payments (already showing) and foreclosure completion (which we're trying to prevent). Selling the house cleanly doesn't make the missed payments disappear from your history, but it stops the foreclosure from being added.
We can work with those. Tax liens, judgment liens, and HOA liens all get paid off at closing from the proceeds, in order of priority. As long as there's enough equity to cover them, we can close.
We evaluate the property's condition, estimate repair costs, and calculate fair market value. We then offer 60–75% of that value, depending on condition and how much work is needed. This is standard for cash buyers. We'll give you a firm offer in writing within 24 hours — no obligation.
Yes. The property condition might affect the offer, but we buy homes in any state — occupied, vacant, occupied by renters, full of belongings, whatever. Condition is factored into the price.
Absolutely. When we close, the lender is paid directly from closing funds. We can coordinate with them on the payoff amount, lien release, and closing timeline to make sure everything happens smoothly.
Different situation?

We help homeowners through every kind of life change.

Foreclosure isn't your situation? We've handled it all. Pick the closest match.

Sell House As-Is

Skip repairs and showings. We buy in any condition.

Learn more

Inherited Property

Probate, multiple heirs, out-of-state — we navigate it.

Learn more

Selling During Divorce

Clean cash sale before the decree finalizes.

Learn more

Tired Landlord

Sell with tenants in place — no eviction needed.

Learn more

Relocation

Job offer with a tight deadline? Close on your timeline.

Learn more
Auction date approaching?

Don't lose your home — we close before the gavel.

The clock matters. Get a no-obligation cash offer today and stop the foreclosure before it lands on your credit.

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Stop My Foreclosure

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